Big insurance claims, big ticket items and big money needed February 22, 2023 February 23, 2023 Big construction ticket itemsTrue replacement valueCo-insurance: why the percentage mattersWhen HOA documents state you must have 100% replacement valueDeductiblesGuaranteed replacement costInflation guard coverageBlanket coverageBOD liability in the event of a catastrophic lossStatutory minimum requirementsReserve big ticket itemsHow to finance big ticket items