Big insurance claims, big ticket items and big money needed

  • Big construction ticket items
  • True replacement value
  • Co-insurance: why the percentage matters
  • When HOA documents state you must have¬†100% replacement value
  • Deductibles
  • Guaranteed replacement cost
  • Inflation guard coverage
  • Blanket coverage
  • BOD liability in the event of a catastrophic loss
  • Statutory minimum requirements
  • Reserve big ticket items
  • How to finance big ticket items