Raymond Dickey

Expanded insurance requirements mean you need to know about spark arrestors

A spark arrestor is equipment that is put in place that reduces flammable debris like sparks from escaping a combustion source. An example would be a chimney. Some governmental agencies and community associations already require spark arrestors. Now, whether or not your city or town requires spark arrestors, your insurance company may or may soon. …

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Police want to look for someone on association property – let them in?

During a recent livestream I asked the panel:  If the police want to look for someone on association property, should management let them in? Important: I’m summarizing from my perspective and not offering any form of professional advice. Always seek your own professional advice from licensed professionals. The police show up at the front desk …

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Whales and Gnomes

NY • SC:  Last week we ran two “Real HOA News Stories”livestreams.  We quickly added an unlikely, but interesting scenario: Would your homeowner or condominiun association be covered if a Chinese spy balloon damaged association common property? As always, our insurance professionals gave their typical response — “It depends.”  The “It depends” was varied (I’m summarizing …

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